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The Advantages Of Selling Your Own Home
By Geri Mason
There are two ways to sell your home: by going through a and by doing it yourself.

(there is a free ebook: 101 Tips For Selling Your House,for you to download, which helps you overcome any problems you may face if you sell your house without a realtor, from a link at the bottom of this page).

The do it yourself method is also known as for sale by owner. As with anything that requires professional assistance, selling your home with the aid of a is going to cost you. On the flip side however, selling your home for sale by owner can also cost you, but not as much.

The choice comes down to the question of what you would most like to save, time or money.

If utilizing a you will save yourself some time but not necessarily loads of time because there is a level of involvement that you must maintain in order to pick out the best deal for your specific situation. If selling your home for sale by owner, you will indeed save yourself loads of money because the only thing you are paying for out of pocket is the cost of your advertisement methods.

Selling your home through a can be not only an expensive method but also a difficult selection process when trying to decide which real estate agency to go through. Once this decision is made, you must now work with the to negotiate your terms and conditions for the sale of your home.

The is paid according to the final selling price of your home. A commission of anywhere from 1 to 3 percent is charged at the closing. It goes without saying in this situation that a benefit of for sale by owner, selling without the aid of a is one of cost. Simply put, you get to keep the proceeds of selling your home if you do it yourself.

Although

Illinois and Wisconsin Mortgage Rates as of 08/28/2008 9:59 AM CST : Current Mortgage Rate Trend: steady
30 Year fixed: 6.500% (6.565% APR) 15 Year Fixed: 6.000% (6.105% APR) 3/1 Jumbo ARM: 7.000% (7.165% APR) 5/1 Jumbo ARM: 7.375% (7.543% APR) 5/1 ARM: 6.250% (6.313% APR) 3/1 ARM: 6.250% (6.313% APR) 30 Year FHA and VA: 6.500% (6.564% APR) 30 Year Rural Housing: 6.750% (6.815% APR) 3/1 ARM Lot Loan: 6.875% (7.034% APR) 1/1 ARM Lot Loan: 6.725% (6.882% APR)
Illinois and Wisconsin Mortgage Rates as of 08/27/2008 9:59 AM CST : Current Mortgage Rate Trend: steady
30 Year fixed: 6.500% (6.565% APR) 15 Year Fixed: 6.000% (6.105% APR) 3/1 Jumbo ARM: 7.000% (7.165% APR) 5/1 Jumbo ARM: 7.375% (7.543% APR) 5/1 ARM: 6.250% (6.313% APR) 3/1 ARM: 6.250% (6.313% APR) 30 Year FHA and VA: 6.500% (6.564% APR) 30 Year Rural Housing: 6.750% (6.815% APR) 3/1 ARM Lot Loan: 6.875% (7.034% APR) 1/1 ARM Lot Loan: 6.725% (6.882% APR)
Effective July 14, 2008 FHA mortgage loans will charge new mortgage insurance premiums
Effective July 14, 2008 FHA mortgage loans will charge new mortgage insurance premiums based on a combination of credit scores and percentage down. FHA will implement risk-based premiums on one- to four-unit single family mortgages.
Illinois First Time Home Buyer Mortgage Wisconsin First Time Home Buyer Loans
We pride ourselves on being able to assist the first time home buyer in learning and understanding the process. We take the time to review the credit process and explain the various lender programs available.

real estate agencies gain exposure in the world of potential homebuyers by the use of their company’s name, your for sale by owner home does not get individual exposure on the level that would be given to it if you were to do your own advertising. A for sale sign does indeed go in the yard of your home with the name of the agent as well as the agency and a contact phone number, but this is comparable to placing a for sale by owner sign with the same information, sans the agency name.

The remainder of the process involves the home being listed in what is known as the MLS, or Multiple Listing Service. This is a long list of homes being offered for sale by numerous real estate agencies. Once again, your for sale by owner home will not be given the specific exposure it could be given if you were to do your own advertising.

The true benefit of selling your home for sale by owner versus utilizing a real estate agency is the control factor.

You are in complete and total control of the entire transaction from start to finish.

This is often the most necessary factor in selling. With yourself in the proverbial driver’s seat, you are free to advertise in the way you see fit and to use the method you see fit.

You are also free to keep all profits from the final sale, and this is usually enough to reassure the seller that the for sale by owner route is the right path to take.

If you bear the above in mind you should have no trouble in selling your house on your own.

Download 101 Free House Selling Secrets Here: 101 House Selling Secrets